Unsecured Personal Term Loans and Personal Checking Lines of Credit are an excellent option for individuals or business owners looking for funding solutions solely based on personal credit strength and stated income. These products require proof of income ($50,000 minimum) and strong personal credit profiles (720+ FICO scores with history).
Loan amounts generally range from $25,000 to $100,00 with terms of 12-60 months. Rates for qualified customers are generally between 9% - 15% APR with minimal or no origination fee. Personal debt consolidation loan rates will vary greatly based upon term length and amounts. We have seen rates as low as 5% and as high as 20%.
Our Unsecured Personal Term Loan fee is 5.0% - 10% of the total amount funded. This is a one time fee, paid after you receive your funds. The fee amount will be based upon overall business and credit health and the total amount of funding desired.
This program provides maximum value when combined with our other Unsecured Funding Programs such as our Personal and Business Lines of Credit program. Combining these programs is an excellent solution for individuals and business owners who can provide financials, possess strong personal credit profiles (720+ FICO score with history), are looking for a combination of cash and business lines of credit, and a larger total funding amount. Qualified clients who combine these products can expect anywhere from $50,000 - $250,000 with special introductory rates and rewards.
Individuals who cannot prove income or newer and start-up businesses not currently generating revenue, please visit our Business Lines of Credit page as this will likely be a more appropriate and affordable option.
DISCLAIMER: The following information regarding interest rates and terms for these solutions are general estimates based on past client data and are subject to change based on the current lending environment. JDM Capital Solutions does not guarantee any specific rate, nor have control of the rate you receive by any direct lender, creditor, bank, or loan originating company.
For new inquiries regarding Unsecured Personal Term Loans, please call us today at (702) 825-7972 or email info@jdmcapsolutions.com for more info and to schedule a phone consultation.
