Unsecured Personal Lines of Credit are designed for clients looking to build their personal credit profiles and acquire the most desired credit cards for cash back, travel, and other associated perks and rewards. Clients who present strong and positive credit history (720+ FICO scores with history) can expect to be approved for $50,000 - $150,000 with a portion at 0% APR introductory rates for 12-18 Months.
This funding is in the form of personal credit card solutions through both major and community banks. We can often help clients take advantage of 0% APR introductory rates for 12-18 months.
If your primary goal is to acquire funding to be used for a new or existing business, investment or other expenses we recommend pairing this product with our Unsecured Business Lines of Credit program. Business credit cards do not report to personal credit profiles and therefore do not hurt your credit score if they are fully utilized. Although recommended, you do not need an active LLC or Corporation to get approved for Business Lines of Credit as your SSN can be used if you are operating as a Sole Proprietor.
Combining Unsecured Business and Personal Lines of Credit will get you personal and business cards so you can acquire large amounts of funding that you can utilize without damaging your personal credit, build positive personal credit history, and take advantage generous introductory reward bonuses, cashback, and 0% APR rates for 12-24 months.
Our Personal Lines of Credit fee is 7.5% - 13.5% of the total amount funded. This is a one time fee, paid after you receive your funds. The fee amount will be based upon personal credit strength and the amount of funding desired.
Personal charge cards are also available with a one time fee of $1,000 per card approved. These cards generally allow between $15,000 - $50,000 of spend, generous introductory reward promotions, and 0% APR with a 30-58 day repayment period. NOTE – Personal charge cards do not report utilization on personal credit profiles and therefore will not negatively impact your personal credit score.
This program can be combined with other Unsecured Funding Programs such as Personal and Business Term Loans if greater funding amounts are desired and are able to provide proof of income ($50,000 minimum).
If you are interested in this solution but do not currently qualify please inquire about our Personal Credit Restoration solution in order to get qualified.
DISCLAIMER: The following information regarding interest rates and terms for these solutions are general estimates based on past client data and are subject to change based on the current lending environment. JDM Capital Solutions does not guarantee any specific rate, nor have control of the rate you receive by any direct lender, creditor, bank, or loan originating company.
For new inquiries regarding Unsecured Personal Lines of Credit please call us today at (702) 825-7972 or email firstname.lastname@example.org for more info and to schedule a phone consultation.