Unsecured Business Term Loans

Non-SBA, Unsecured Business Term Loans are an excellent option for established business owners looking for revenue-based funding solutions ranging from short term to long term options with faster closing times. These loans require a minimum of 4 months in business with $5,000 average monthly revenues. Loan terms range from 6 months – 10 years, with no pre-payment penalties and amounts from $3,500 - $1,000,000.

Loan amounts, terms, and rates vary greatly and are dependent upon industry, overall business health, time in business, gross and net revenues, and strong personal and business credit profiles (650+ FICO scores with history). At JDM Capital Solutions, we offer a pre-qualification analysis to determine if Unsecured Business Term Loans are a good fit for your business.

NOTE - Some business owners will be a better fit for an SBA lending product based on the terms, amounts, and time frame in which they need their capital. If you are interested in our SBA 7a lending solutions, please visit our SBA Lending Program here.

Our Unsecured Business Term Loan fee is 5.0% - 7.5% of the total amount funded. This is a one time fee, paid after you receive your funds. The fee amount will be based upon overall business and credit health and the amount of funding desired.

This program provides maximum value when combined with our other Unsecured Funding Programs such as our Personal Term Loans program and Business Lines of Credit program. Stacking these programs is an excellent option for business owners who can provide financials, possess strong personal credit profiles (720+ FICO score with history), and are looking for a combination of cash and business lines of credit.

For newer or start-up business not currently generating revenue, please visit our Business Lines of Credit Program page as this will likely be a more appropriate and affordable solution.

DISCLAIMER: The following information regarding interest rates and terms for these solutions are general estimates based on past client data and are subject to change based on the current lending environment. JDM Capital Solutions does not guarantee any specific rate, nor have control of the rate you receive by any direct lender, creditor, bank, or loan originating company.

For new inquiries regarding Unsecured Business Term Loans, please call us today at (702) 825-7972 or email info@jdmcapsolutions.com for more info and to schedule a phone consultation.